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83772027 Q1PrimeJGAAP

Hokuhoku Financial Group (8377) FY2027 Q1 Earnings Report

For FY2027 Q1, revenue came to ¥77.9B (+30.3% year on year) and ordinary income ¥32.0B (+59.1%). The segment drivers and cash flow follow.

Banks/Banks


Financial Highlights

  • Net Sales: ¥77.86B
  • Net Income: ¥23.68B
  • EPS: ¥196.28

Income Statement

ItemCurrentPriorYoY %
Net Sales¥77.86B¥59.75B+30.3%
Ordinary Income¥32.00B¥20.11B+59.1%
Profit Before Tax¥31.98B¥20.04B+59.6%
Income Tax Expense¥8.31B¥5.79B+43.5%
Net Income¥23.68B¥14.25B+66.2%
Net Income Attributable to Owners¥23.58B¥14.22B+65.9%
Total Comprehensive Income¥37.16B¥23.52B+58.0%
Basic EPS¥196.28¥116.30+68.8%
Diluted EPS¥195.65¥115.84+68.9%

Balance Sheet

ItemCurrent EndPrior EndChange
Property, Plant & Equipment¥119.07B¥119.07B¥0
Intangible Assets¥13.34B¥13.45B−¥114M
Total Assets¥17.22T¥16.96T+¥260.07B
Total Liabilities¥16.47T¥16.23T+¥234.24B
Total Equity¥758.36B¥732.52B+¥25.83B
Capital Stock¥70.89B¥70.89B¥0
Capital Surplus¥93.13B¥93.13B¥0
Retained Earnings¥469.93B¥457.90B+¥12.03B
Treasury Stock−¥7.48B−¥7.70B+¥220M
Owners' Equity¥753.13B¥727.47B+¥25.66B

Profitability Ratios

ItemValue
Net Profit Margin30.3%
Debt-to-Equity Ratio21.71x
Effective Tax Rate26.0%

Year-over-Year Comparison

ItemYoY Change
Net Sales YoY Change+30.3%
Ordinary Income YoY Change+59.1%
Profit Before Tax YoY Change+59.6%
Net Income YoY Change+66.2%
Net Income Attributable to Owners YoY Change+65.9%
Total Comprehensive Income YoY Change+58.0%

Share Information

ItemValue
Shares Outstanding (incl. Treasury)121.12M shares
Treasury Stock1.41M shares
Average Shares Outstanding120.14M shares
Book Value Per Share¥6,334.97

Segment Information

SegmentRevenueOperating Income
HokkaidoBank¥26.40B¥26.84B
HokurikuBank¥42.36B¥42.76B
OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusiness¥6.47B¥7.43B

※ セグメント利益の測定基礎: 経常利益

Full Year Forecast

ItemForecast
Ordinary Income Forecast¥89.00B
Net Income Attributable to Owners Forecast¥62.00B
Basic EPS Forecast¥52.27