MS&AD Insurance Group Holdings,Inc. FY2026 Q1 Earnings Report | IR Tracker

MS&AD Insurance Group Holdings,Inc. FY2026 Q1 Earnings Report | IR Tracker

Financial Highlights

Net Sales: ¥1.70T
Net Income: ¥223.85B
EPS: ¥147.38

Income Statement

Item	Current	Prior	YoY %
Net Sales	¥1.70T	¥1.27T	+34.2%
Ordinary Income	¥284.84B	¥298.62B	-4.6%
Profit Before Tax	¥297.48B	¥270.92B	+9.8%
Income Tax Expense	¥73.64B	¥65.27B	+12.8%
Net Income	¥223.85B	¥205.65B	+8.8%
Net Income Attributable to Owners	¥222.79B	¥204.27B	+9.1%
Total Comprehensive Income	¥186.96B	¥147.04B	+27.1%
Basic EPS	¥147.38	¥128.82	+14.4%
Diluted EPS	¥147.36	¥128.80	+14.4%
Dividend Per Share	¥72.50	¥72.50	+0.0%

Balance Sheet

Item	Current End	Prior End	Change
Property, Plant & Equipment	¥450.19B	¥456.46B	¥-6.27B
Intangible Assets	¥460.08B	¥478.03B	¥-17.95B
Total Assets	¥26.33T	¥26.24T	+¥92.30B
Total Liabilities	¥22.20T	¥22.19T	+¥15.24B
Total Equity	¥4.13T	¥4.05T	+¥77.07B

Profitability Ratios

Item	Value
Net Profit Margin	13.1%
Debt-to-Equity Ratio	5.38x
Effective Tax Rate	24.8%

Year-over-Year Comparison

Item	YoY Change
Net Sales YoY Change	+34.2%
Ordinary Income YoY Change	-4.6%
Profit Before Tax YoY Change	+9.8%
Net Income YoY Change	+8.8%
Net Income Attributable to Owners YoY Change	+9.1%
Total Comprehensive Income YoY Change	+27.1%

Item	Value
Shares Outstanding (incl. Treasury)	1.61B shares
Treasury Stock	96.95M shares
Average Shares Outstanding	1.51B shares
Book Value Per Share	¥2,732.41

Dividend Information

Item	Amount
Q2 Dividend	¥72.50
Year-End Dividend	¥72.50

Segment Information

Segment	Revenue
AioiNissayDowaInsuranceCoLtd	¥362.71B
MitsuiDirectGeneralInsuranceCoLtd	¥10.04B
MitsuiSumitomoAioiLifeInsuranceCoLtd	¥107.94B
MitsuiSumitomoInsuranceCoLtd	¥421.90B
MitsuiSumitomoPrimaryLifeInsuranceCoLtd	¥268.46B
OverseasInsuranceSubsidiary	¥664.54B

Full Year Forecast

Item	Forecast
Ordinary Income Forecast	¥806.00B
Net Income Attributable to Owners Forecast	¥579.00B
Basic EPS Forecast	¥385.28
Dividend Per Share Forecast	¥77.50