Bank of The Ryukyus,Limited FY2026 Q2 Earnings Report | IR Tracker

Bank of The Ryukyus,Limited FY2026 Q2 Earnings Report | IR Tracker

Financial Highlights

Net Sales: ¥39.26B
Net Income: ¥4.77B
EPS: ¥128.85

Income Statement

Item	Current	Prior	YoY %
Net Sales	¥39.26B	¥34.56B	+13.6%
Ordinary Income	¥7.41B	¥5.07B	+46.1%
Profit Before Tax	¥7.39B	¥5.05B	+46.3%
Income Tax Expense	¥2.11B	¥1.54B	+36.5%
Net Income	¥4.77B	¥3.12B	+53.0%
Net Income Attributable to Owners	¥5.29B	¥3.51B	+50.6%
Total Comprehensive Income	¥7.63B	¥1.96B	+289.2%
Basic EPS	¥128.85	¥84.81	+51.9%
Diluted EPS	¥128.77	¥84.74	+52.0%
Dividend Per Share	¥19.00	¥19.00	+0.0%

Balance Sheet

Item	Current End	Prior End	Change
Property, Plant & Equipment	¥46.13B	¥44.42B	+¥1.71B
Intangible Assets	¥4.57B	¥4.45B	+¥117M
Total Assets	¥3.09T	¥2.98T	+¥108.02B
Total Liabilities	¥2.94T	¥2.84T	+¥101.56B
Total Equity	¥146.28B	¥139.83B	+¥6.45B

Profitability Ratios

Item	Value
Net Profit Margin	13.5%
Debt-to-Equity Ratio	20.09x
Effective Tax Rate	28.5%

Year-over-Year Comparison

Item	YoY Change
Net Sales YoY Change	+13.6%
Ordinary Income YoY Change	+46.1%
Net Income YoY Change	+53.0%
Net Income Attributable to Owners YoY Change	+50.6%
Total Comprehensive Income YoY Change	+289.2%

Item	Value
Shares Outstanding (incl. Treasury)	43.11M shares
Treasury Stock	2.10M shares
Average Shares Outstanding	41.02M shares
Book Value Per Share	¥3,567.27

Dividend Information

Item	Amount
Q2 Dividend	¥19.00
Year-End Dividend	¥19.00

Full Year Forecast

Item	Forecast
Ordinary Income Forecast	¥11.50B
Net Income Forecast	¥7.50B
Net Income Attributable to Owners Forecast	¥8.00B
Basic EPS Forecast	¥195.02
Dividend Per Share Forecast	¥27.00