Financial Highlights
- Net Sales: ¥277.47B
- Net Income: ¥59.18B
- EPS: ¥484.82
Income Statement
| Item | Current | Prior | YoY % |
|---|---|---|---|
| Net Sales | ¥277.47B | ¥210.18B | +32.0% |
| Equity Method Investment Income | ¥345M | ¥2.63B | −86.9% |
| Ordinary Income | ¥80.76B | ¥51.62B | +56.4% |
| Profit Before Tax | ¥79.94B | ¥53.74B | +48.8% |
| Income Tax Expense | ¥20.77B | ¥14.36B | +44.6% |
| Net Income | ¥59.18B | ¥39.38B | +50.3% |
| Net Income Attributable to Owners | ¥58.90B | ¥39.07B | +50.7% |
| Total Comprehensive Income | ¥114.02B | ¥10.75B | +960.3% |
| Depreciation & Amortization | ¥8.43B | ¥7.54B | +11.7% |
| Basic EPS | ¥484.82 | ¥311.56 | +55.6% |
| Diluted EPS | ¥483.20 | ¥310.29 | +55.7% |
| Dividend Per Share | ¥110.00 | ¥22.50 | +388.9% |
| Total Dividend Paid | ¥13.29B | ¥6.14B | +116.6% |
Balance Sheet
| Item | Current End | Prior End | Change |
|---|---|---|---|
| Property, Plant & Equipment | ¥119.07B | ¥110.82B | +¥8.25B |
| Intangible Assets | ¥13.45B | ¥8.88B | +¥4.57B |
| Total Assets | ¥16.96T | ¥16.44T | +¥522.57B |
| Total Liabilities | ¥16.23T | ¥15.78T | +¥448.72B |
| Total Equity | ¥732.52B | ¥658.68B | +¥73.84B |
| Capital Stock | ¥70.89B | ¥70.89B | ¥0 |
| Capital Surplus | ¥93.13B | ¥101.77B | −¥8.64B |
| Retained Earnings | ¥457.90B | ¥424.10B | +¥33.80B |
| Treasury Stock | −¥7.70B | −¥1.37B | −¥6.33B |
| Owners' Equity | ¥727.47B | ¥653.82B | +¥73.66B |
Cash Flow Statement
| Item | Current | Prior | Change |
|---|---|---|---|
| Operating Cash Flow | ¥85.48B | −¥767.68B | +¥853.16B |
| Investing Cash Flow | ¥311.87B | −¥573.73B | +¥885.60B |
| Financing Cash Flow | −¥40.67B | −¥17.93B | −¥22.74B |
| Free Cash Flow | ¥397.35B | - | - |
Profitability Ratios
| Item | Value |
|---|---|
| ROA (Ordinary Income) | 0.5% |
| Payout Ratio | 22.7% |
| Dividend on Equity (DOE) | 2.0% |
| Book Value Per Share | ¥6,041.63 |
| Net Profit Margin | 21.2% |
| Debt-to-Equity Ratio | 22.16x |
| Effective Tax Rate | 26.0% |
Year-over-Year Comparison
| Item | YoY Change |
|---|---|
| Net Sales YoY Change | +32.0% |
| Operating Revenues YoY Change | +77.7% |
| Operating Income YoY Change | +82.5% |
| Ordinary Income YoY Change | +56.4% |
| Profit Before Tax YoY Change | +48.8% |
| Net Income YoY Change | +82.9% |
| Net Income Attributable to Owners YoY Change | +50.7% |
| Total Comprehensive Income YoY Change | +960.3% |
Share Information
| Item | Value |
|---|---|
| Shares Outstanding (incl. Treasury) | 122.21M shares |
| Treasury Stock | 1.80M shares |
| Average Shares Outstanding | 121.49M shares |
| Book Value Per Share | ¥6,083.59 |
Dividend Information
| Item | Amount |
|---|---|
| Q2 Dividend | ¥45.00 |
| Year-End Dividend | ¥65.00 |
Segment Information
| Segment | Revenue | Operating Income |
|---|---|---|
| HokkaidoBank | ¥99.64B | ¥100.40B |
| HokurikuBank | ¥153.53B | ¥154.96B |
| OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusiness | ¥24.48B | ¥28.29B |
※ セグメント利益の測定基礎: 経常利益
Full Year Forecast
| Item | Forecast |
|---|---|
| Ordinary Income Forecast | ¥89.00B |
| Net Income Attributable to Owners Forecast | ¥62.00B |
| Basic EPS Forecast | ¥522.78 |
| Dividend Per Share Forecast | ¥150.00 |