The Musashino Bank,Ltd. FY2026 Q2 Earnings Report | IR Tracker

The Musashino Bank,Ltd. FY2026 Q2 Earnings Report | IR Tracker

Financial Highlights

Net Sales: ¥48.90B
Net Income: ¥8.20B
EPS: ¥245.15

Income Statement

Item	Current	Prior	YoY %
Net Sales	¥48.90B	¥40.99B	+19.3%
Ordinary Income	¥11.70B	¥9.53B	+22.7%
Profit Before Tax	¥11.70B	¥9.52B	+22.9%
Income Tax Expense	¥3.59B	¥2.48B	+44.7%
Net Income	¥8.20B	¥7.19B	+14.0%
Net Income Attributable to Owners	¥8.11B	¥7.04B	+15.2%
Total Comprehensive Income	¥15.30B	¥2.27B	+572.5%
Basic EPS	¥245.15	¥212.71	+15.3%
Diluted EPS	¥245.13	¥212.70	+15.2%
Dividend Per Share	¥60.00	¥60.00	+0.0%

Balance Sheet

Item	Current End	Prior End	Change
Property, Plant & Equipment	¥52.78B	¥53.45B	¥-670M
Intangible Assets	¥5.60B	¥5.40B	+¥204M
Total Assets	¥5.54T	¥5.47T	+¥61.80B
Total Liabilities	¥5.26T	¥5.21T	+¥48.77B
Total Equity	¥281.00B	¥267.97B	+¥13.02B

Profitability Ratios

Item	Value
Net Profit Margin	16.6%
Debt-to-Equity Ratio	18.70x
Effective Tax Rate	30.7%

Year-over-Year Comparison

Item	YoY Change
Net Sales YoY Change	+19.3%
Ordinary Income YoY Change	+22.6%
Net Income YoY Change	+13.9%
Net Income Attributable to Owners YoY Change	+15.2%
Total Comprehensive Income YoY Change	+572.3%

Item	Value
Shares Outstanding (incl. Treasury)	33.41M shares
Treasury Stock	357K shares
Average Shares Outstanding	33.07M shares
Book Value Per Share	¥8,502.54

Dividend Information

Item	Amount
Q2 Dividend	¥60.00
Year-End Dividend	¥65.00

Segment Information

Segment	Revenue
Banking	¥41.65B
CreditGuarantee	¥506M
Leasing	¥5.95B

Full Year Forecast

Item	Forecast
Net Sales Forecast	¥97.60B
Ordinary Income Forecast	¥22.00B
Net Income Forecast	¥14.40B
Net Income Attributable to Owners Forecast	¥15.00B
Basic EPS Forecast	¥453.88
Dividend Per Share Forecast	¥80.00