Aozora Bank,Ltd. FY2026 Q2 Earnings Report | IR Tracker

Aozora Bank,Ltd. FY2026 Q2 Earnings Report | IR Tracker

Financial Highlights

Net Sales: ¥117.14B
Net Income: ¥12.92B
EPS: ¥98.37

Income Statement

Item	Current	Prior	YoY %
Net Sales	¥117.14B	¥115.13B	+1.8%
Ordinary Income	¥15.38B	¥9.99B	+53.9%
Profit Before Tax	¥15.37B	¥13.14B	+17.0%
Income Tax Expense	¥1.63B	¥1.93B	-15.5%
Net Income	¥12.92B	¥7.71B	+67.6%
Net Income Attributable to Owners	¥13.61B	¥11.92B	+14.2%
Total Comprehensive Income	¥19.62B	¥17.12B	+14.6%
Basic EPS	¥98.37	¥93.37	+5.4%
Diluted EPS	¥98.20	¥93.21	+5.4%
Dividend Per Share	¥19.00	¥19.00	+0.0%

Balance Sheet

Item	Current End	Prior End	Change
Property, Plant & Equipment	¥21.89B	¥22.39B	¥-495M
Intangible Assets	¥18.46B	¥19.07B	¥-616M
Total Assets	¥8.17T	¥7.76T	+¥403.16B
Total Liabilities	¥7.69T	¥7.30T	+¥389.52B
Total Equity	¥473.32B	¥459.69B	+¥13.64B

Profitability Ratios

Item	Value
Book Value Per Share	¥3,355.19
Net Profit Margin	11.6%
Debt-to-Equity Ratio	16.25x
Effective Tax Rate	10.6%

Year-over-Year Comparison

Item	YoY Change
Net Sales YoY Change	+1.8%
Ordinary Income YoY Change	+53.9%
Net Income YoY Change	+67.6%
Net Income Attributable to Owners YoY Change	+14.2%
Total Comprehensive Income YoY Change	+14.6%

Item	Value
Shares Outstanding (incl. Treasury)	139.79M shares
Treasury Stock	1.41M shares
Average Shares Outstanding	138.38M shares
Book Value Per Share	¥3,420.42

Dividend Information

Item	Amount
Q1 Dividend	¥19.00
Q2 Dividend	¥19.00
Q3 Dividend	¥19.00
Year-End Dividend	¥22.00

Full Year Forecast

Item	Forecast
Ordinary Income Forecast	¥30.00B
Net Income Attributable to Owners Forecast	¥22.00B
Basic EPS Forecast	¥158.98
Dividend Per Share Forecast	¥88.00