Financial Highlights
- Operating Income: ¥50.21B
- Net Income: ¥28.75B
- EPS: ¥158.35
Income Statement
| Item | Current | Prior | YoY % |
|---|---|---|---|
| Cost of Sales | ¥34.59B | ¥31.64B | +9.3% |
| Gross Profit | ¥242.28B | ¥222.76B | +8.8% |
| SG&A Expenses | ¥192.06B | ¥178.24B | +7.8% |
| Operating Income | ¥50.21B | ¥44.52B | +12.8% |
| Non-operating Income | ¥1.02B | ¥942M | +8.1% |
| Non-operating Expenses | ¥8.58B | ¥5.54B | +54.8% |
| Ordinary Income | ¥42.65B | ¥39.92B | +6.8% |
| Profit Before Tax | ¥41.60B | ¥39.35B | +5.7% |
| Income Tax Expense | ¥12.85B | ¥12.59B | +2.1% |
| Net Income | ¥28.75B | ¥26.76B | +7.4% |
| Net Income Attributable to Owners | ¥28.48B | ¥26.59B | +7.1% |
| Total Comprehensive Income | ¥28.70B | ¥30.61B | −6.2% |
| Depreciation & Amortization | ¥15.82B | ¥14.39B | +9.9% |
| Interest Expense | ¥5.87B | ¥3.45B | +70.3% |
| Basic EPS | ¥158.35 | ¥143.24 | +10.5% |
| Dividend Per Share | ¥131.00 | ¥53.00 | +147.2% |
| Total Dividend Paid | ¥23.70B | ¥19.52B | +21.4% |
Balance Sheet
| Item | Current End | Prior End | Change |
|---|---|---|---|
| Current Assets | ¥834.09B | ¥737.59B | +¥96.50B |
| Cash and Deposits | ¥53.55B | ¥49.25B | +¥4.30B |
| Accounts Receivable | ¥6.92B | ¥8.19B | −¥1.26B |
| Inventories | ¥659M | ¥480M | +¥179M |
| Non-current Assets | ¥307.19B | ¥315.76B | −¥8.58B |
| Property, Plant & Equipment | ¥168.89B | ¥169.15B | −¥258M |
| Intangible Assets | ¥12.23B | ¥13.80B | −¥1.58B |
| Investment Securities | ¥39.23B | ¥46.52B | −¥7.30B |
| Total Assets | ¥1.14T | ¥1.05T | +¥87.92B |
| Current Liabilities | ¥346.06B | ¥276.56B | +¥69.49B |
| Accounts Payable | ¥7.56B | ¥7.32B | +¥241M |
| Short-term Loans | ¥129.81B | ¥91.42B | +¥38.38B |
| Non-current Liabilities | ¥550.40B | ¥530.15B | +¥20.25B |
| Long-term Loans | ¥455.30B | ¥414.90B | +¥40.40B |
| Total Liabilities | ¥896.45B | ¥806.72B | +¥89.74B |
| Total Equity | ¥244.82B | ¥246.64B | −¥1.81B |
| Capital Stock | ¥35.92B | ¥35.92B | ¥0 |
| Capital Surplus | ¥88.02B | ¥92.05B | −¥4.03B |
| Retained Earnings | ¥119.55B | ¥171.50B | −¥51.95B |
| Treasury Stock | −¥10.10B | −¥64.17B | +¥54.07B |
| Owners' Equity | ¥244.19B | ¥246.14B | −¥1.95B |
| Working Capital | ¥488.03B | - | - |
Cash Flow Statement
| Item | Current | Prior | Change |
|---|---|---|---|
| Operating Cash Flow | −¥45.96B | −¥4.48B | −¥41.48B |
| Investing Cash Flow | −¥1.05B | −¥13.66B | +¥12.62B |
| Financing Cash Flow | ¥51.31B | ¥2.84B | +¥48.47B |
| Free Cash Flow | −¥47.01B | - | - |
Profitability Ratios
| Item | Value |
|---|---|
| ROA (Ordinary Income) | 3.9% |
| Payout Ratio | 82.7% |
| Dividend on Equity (DOE) | 9.6% |
| Book Value Per Share | ¥1,359.01 |
| Current Ratio | 241.0% |
| Quick Ratio | 240.8% |
| Debt-to-Equity Ratio | 3.66x |
| Interest Coverage Ratio | 8.55x |
| Effective Tax Rate | 30.9% |
Year-over-Year Comparison
| Item | YoY Change |
|---|---|
| Operating Income YoY Change | +12.8% |
| Ordinary Income YoY Change | +6.8% |
| Profit Before Tax YoY Change | +5.7% |
| Net Income YoY Change | +7.4% |
| Net Income Attributable to Owners YoY Change | +7.1% |
| Total Comprehensive Income YoY Change | −6.2% |
Share Information
| Item | Value |
|---|---|
| Shares Outstanding (incl. Treasury) | 183.66M shares |
| Treasury Stock | 3.98M shares |
| Average Shares Outstanding | 179.83M shares |
| Book Value Per Share | ¥1,362.54 |
| EBITDA | ¥66.03B |
Dividend Information
| Item | Amount |
|---|---|
| Q2 Dividend | ¥65.00 |
| Year-End Dividend | ¥66.00 |
Segment Information
| Segment | Revenue | Operating Income |
|---|---|---|
| FinTech | ¥195.82B | ¥47.04B |
| Retail | ¥81.04B | ¥11.20B |
Full Year Forecast
| Item | Forecast |
|---|---|
| Operating Income Forecast | ¥55.00B |
| Ordinary Income Forecast | ¥44.00B |
| Net Income Attributable to Owners Forecast | ¥29.50B |
| Basic EPS Forecast | ¥164.00 |
| Dividend Per Share Forecast | ¥134.00 |