THE FIRST BANK OF TOYAMA,LTD. FY2026 Q2 Earnings Report | IR Tracker

THE FIRST BANK OF TOYAMA,LTD. FY2026 Q2 Earnings Report | IR Tracker

Financial Highlights

Net Sales: ¥24.92B
Net Income: ¥7.09B
Earnings per Unit (EPU): ¥115.55

Income Statement

Item	Current	Prior	YoY %
Net Sales	¥24.92B	¥29.23B	-14.8%
Ordinary Income	¥10.10B	¥14.87B	-32.1%
Profit Before Tax	¥10.10B	¥14.88B	-32.1%
Income Tax Expense	¥2.80B	¥4.37B	-36.0%
Net Income	¥7.09B	¥10.90B	-34.9%
Net Income Attributable to Owners	¥7.30B	¥10.51B	-30.5%
Total Comprehensive Income	¥25.37B	¥-620M	+4191.3%
Depreciation & Amortization	¥571M	¥548M	+4.2%
Earnings per Unit (EPU)	¥115.55	¥163.99	-29.5%
Distribution per Unit (DPU)	¥15.00	¥15.00	+0.0%

Balance Sheet

Item	Current End	Prior End	Change
Property, Plant & Equipment	¥7.78B	¥8.00B	¥-215M
Intangible Assets	¥1.63B	¥1.82B	¥-190M
Total Assets	¥1.64T	¥1.59T	+¥44.44B
Total Liabilities	¥1.46T	¥1.44T	+¥21.26B
Total Equity	¥175.70B	¥152.52B	+¥23.18B

Cash Flow Statement

Item	Current	Prior	Change
Operating Cash Flow	¥-579M	¥9.47B	¥-10.05B
Investing Cash Flow	¥-7.32B	¥-13.80B	+¥6.48B
Financing Cash Flow	¥-2.21B	¥-1.64B	¥-575M
Free Cash Flow	¥-7.90B	-	-

Profitability Ratios

Item	Value
Net Profit Margin	29.3%
Debt-to-Equity Ratio	8.33x
Effective Tax Rate	27.7%

Year-over-Year Comparison

Item	YoY Change
Net Sales YoY Change	-14.8%
Ordinary Income YoY Change	-32.1%
Net Income YoY Change	-34.9%
Net Income Attributable to Owners YoY Change	-30.5%

Unit Information

Item	Value
Units Outstanding (incl. Treasury)	64.31M shares
Treasury Units	1.46M shares
Average Units Outstanding	63.20M shares
NAV per Unit	¥2,795.44

Distribution Information

Item	Amount
Q2 Distribution	¥15.00
Year-End Distribution	¥19.00

Full Year Forecast

Item	Forecast
Ordinary Income Forecast	¥14.70B
Net Income Forecast	¥10.00B
Net Income Attributable to Owners Forecast	¥10.00B
Earnings per Unit Forecast (EPU)	¥158.55
Distribution per Unit Forecast (DPU)	¥28.00